When credit scoring, each bank weights the criteria differently

The introduction of the new equity guidelines, colloquially also called Basel II, after the place where they were created, has brought about significant changes in the banking business. In the area of ​​loans in particular, banks must now take a better and closer look at the risks associated with lending. The reason for this is […]

Terms and conditions for a loan from the bank

  In today’s world, loans are still a popular option for many Germans to temporarily expand their financial scope. It is basically irrelevant whether this is for the purchase of a luxury item or for the realization of your own four walls. The basic idea behind a loan is the same in every case. The […]

In the event of arrears in the repayment of the loan, the loan may be terminated

Consumers who take out a loan should always ensure that their checking account has an adequate cover at the time the installment is collected. If payment arrears occur at the bank, the loan may be terminated. Of course, a bank will not cancel the loan immediately if a borrower defaults on a rate. As a […]

Loan without Credit Bureau Self-Employed

In the case of a loan without a credit agency for the self-employed, it is therefore possible to refrain from querying the credit agency information; in addition, the loan granted is not entered, so that it cannot have a negative impact on creditworthiness and creditworthiness. Nobody can complain about the lack of advertising on credit […]

GIRO check loans. Payday loans with post office collection – ranking

    Are you looking for a GIRO check loan? In today’s statement we have prepared offers of companies that pay payday loans at the post office. GIRO will allow you to get cash even within 5 minutes of issuing a positive decision in a loan company. The customer will receive a special code on […]

Taking out a loan with debt is not a good idea

A loan should always be considered carefully and only taken out if there is sufficient financial backing. Nowadays, hardly any bank lends to people who cannot have regulated financial circumstances. However, there are also banks that deliberately attract people who are financially weak and for whom a loan only means further indebtedness and financial burden. […]

Loan despite Credit Bureau and poor credit rating

More and more borrowers are struggling with difficult conditions when borrowing today, for example because they have a negative Credit Bureau or a low earned income. A few years ago, there was almost no way for this growing group of people to find a loan – especially not at attractive interest rates. Today, despite Credit […]